Writing that shows its sources.

UK crypto tax, explained the way the app computes it, with the reference visible. Every external fact carries a source and the date we checked it.

Guide

Does Binance report to HMRC? Yes, and the UK back story

Yes. CARF reporting reaches HMRC whether Binance serves you from the UK or offshore. The FCA history, what lands in your file, and how to compute what you actually owe.

29 September 2026 · 3 min read · 4 sources, dated Read it
News

Autumn Budget 2026 and crypto, sell before 28 October?

The Autumn Budget lands 28 October 2026 and CGT speculation is loud again. What is rumour, what is precedent, and how to think clearly about selling crypto before Budget day.

28 September 2026 · 4 min · 4 sources
Guide

Does Coinbase report to HMRC? Yes, and the 2026 detail

Yes. Coinbase has passed UK customer data to HMRC since 2020, and CARF makes reporting annual from 2026. What is in your file, what is not, and how to compute what you owe.

25 September 2026 · 3 min · 3 sources
The numbers

HMRC crypto tax statistics, 17,600 filers and a gap

HMRC's first crypto tax statistics show 17,600 people reported £1.38 billion in gains for 2024 to 2025, while 81,172 warning letters went out. What the gap means for you.

24 September 2026 · 3 min · 3 sources
Comparison

Best crypto tax calculator UK, tested with the working shown

The best crypto tax calculator for UK investors depends on one question, how many buys sit behind your sale. Every free calculator tested and dated, single-disposal tools against real pooling.

8 September 2026 · 3 min · 4 sources
Guide

Do you pay tax on crypto before withdrawal? Usually, yes

Yes, usually. Swapping, spending and gifting crypto are taxed as disposals long before any pounds reach your bank. What is taxed, what is not, and the arithmetic, with HMRC sources.

7 September 2026 · 3 min · 3 sources
How to

Register for self assessment for crypto, the 5 October rule

Made crypto gains in the year to 5 April 2026 and never filed a return? Register for self assessment by 5 October 2026 or risk a penalty. Who must register, the steps, what comes after.

4 September 2026 · 3 min · 3 sources
Guide

Is sending crypto to another wallet taxable? The full answer

No, moving crypto between wallets you own is not a disposal, HMRC's manual says so directly. The network fee paid in tokens is the taxable part everyone misses, worked through here.

3 September 2026 · 3 min · 3 sources
How to

Export your Koinly transactions and keep your reports free

How to get your complete transaction history out of Koinly and into gains.tax, with the import proven on screen row by row. Ten minutes, nothing retyped, nothing uploaded.

2 September 2026 · 3 min · 1 source
Comparison

Recap vs Koinly for UK crypto tax, and the option both leave out

A UK-focused comparison of Recap and Koinly, pricing models, privacy designs and free tiers from their own published pages, plus the third architecture neither offers.

1 September 2026 · 3 min · 3 sources
Comparison

Koinly alternative for UK investors, the comparison in full

What Koinly does well, what it charges every April, and how gains.tax compares line by line for a UK investor, with every figure from the vendors' own published pages, dated.

31 August 2026 · 5 min · 2 sources
Opinion

Why crypto tax apps charge you every April for maths your laptop can do

The per-tax-year pricing model explained with the vendors' own published numbers, why the server is the real product, and what changes when the computation runs on your machine.

28 August 2026 · 3 min · 4 sources
Plain English

Badges of trade, the HMRC test that decides if you trade

The nine badges of trade HMRC uses to decide whether activity is trading, what each one weighs, and why crypto investors almost never cross the line.

25 August 2026 · 2 min · 2 sources
Guide

CFD tax UK, how contracts for difference are really taxed

Retail CFD profits are normally capital gains, not income, and losses are claimable. The HMRC rules, the spread betting contrast, and what goes on your return.

25 August 2026 · 3 min · 5 sources
Comparison

Crypto tax software UK, prices, privacy and how to choose

Every major UK crypto tax tool compared on price, transaction limits and what happens to your data, by a vendor with its cards on the table. Verified prices.

25 August 2026 · 3 min · 4 sources
Guide

HMRC crypto tax reporting, what exchanges must now hand over

Since January 2026 UK crypto platforms must collect your name, address, NI number and every transaction for HMRC. The exact rules, dates and penalties.

25 August 2026 · 3 min · 3 sources
News

HMRC crypto crackdown, what 81,172 warning letters mean

HMRC sent 81,172 crypto warning letters in 2025 to 2026, nearly triple two years earlier. The FOI data, why the number is climbing, and what to do first.

25 August 2026 · 3 min · 6 sources
How to

How to avoid tax on crypto UK, seven ways that are legal

Seven legal ways to cut UK crypto tax, allowances, losses, spouse transfers, timing and rate planning, with the HMRC rules behind each one and the traps.

25 August 2026 · 4 min · 7 sources
News

FTX and Celsius repayments, the UK tax nobody warned you about

Your exchange collapsed, and now money is arriving back. HMRC does not treat it as a tax-free refund. The three scenarios that decide what you owe, and the trap of the loss you already claimed.

22 August 2026 · 2 min · 3 sources
News

What crypto exchanges report to HMRC, the 2026 rules

Yes, crypto exchanges report to HMRC. From 1 January 2026 CARF makes it systematic, identity, tax residence and transactions, first files due 31 May 2027. What is in your file and what to do.

22 August 2026 · 5 min · 5 sources
Comparison

A CoinLedger alternative for UK investors who dislike the April invoice

CoinLedger charges per tax season and localises US-first. What UK investors give up, what they gain, and how gains.tax compares line by line, prices from CoinLedger's own page, dated.

21 August 2026 · 2 min · 2 sources
Plain English

The bed and breakfast rule in crypto, the 30-day trap

How the 30-day rule in section 106A TCGA 1992 applies to crypto, with a worked example of a sale and rebuy that does not create the loss you expected.

21 August 2026 · 2 min · 1 source
Comparison

The CoinTracking alternative for UK investors, compared line by line

CoinTracking is the power tool of crypto tax, and a subscription whose reports stop when you do. What UK investors trade away, what they get back, prices from their page, dated.

21 August 2026 · 2 min · 2 sources
How to

Where crypto goes on your self assessment, box by box

Which SA108 boxes take your crypto gains, when you must report at all, what counts towards proceeds, and the deadlines, written for the January someone actually files in.

21 August 2026 · 3 min · 3 sources
Opinion

Is crypto taxable in the UK? Six myths that cost money

Yes, crypto is taxable in the UK, selling, swapping, spending and earning it all count. Six myths that cost investors real money, and what the rules actually say, with sources.

21 August 2026 · 2 min · 3 sources
Guide

UK crypto tax works on three rules and most people know none of them

How HMRC's matching rules actually compute your gain, what counts as a disposal, the current rates and allowances, and how to file, with worked examples throughout.

21 August 2026 · 12 min · 4 sources
Guide

How much is crypto taxed in the UK, with the actual arithmetic

The real percentages, 18% and 24% above a £3,000 allowance, and what three investors with the same £10,000 gain actually pay at different incomes, worked through line by line.

21 August 2026 · 2 min · 3 sources
How to

Got an HMRC crypto letter? Do these things in this order

What an HMRC cryptoasset letter means, what the voluntary disclosure route involves, how many years are in scope, and how to compute your real position privately before you respond.

21 August 2026 · 3 min · 3 sources
Plain English

Negligible value claims for crypto, dead coins are worth money

A negligible value claim under section 24 TCGA 1992 turns rugged and dead tokens into real capital losses without selling. How to claim, when it applies, and the evidence HMRC expects.

21 August 2026 · 2 min · 1 source
Privacy

What your crypto tax app knows about you, and who else can see it

Most crypto tax apps hold your complete financial history on their servers by design. What that means, what local computation changes, and what a network tab can prove.

21 August 2026 · 3 min · 2 sources
Guide

Staking rewards are taxed at two moments, and most people miss the second

How HMRC taxes staking, income at receipt under CRYPTO21200, the cost basis born in the same second, then capital gains at disposal, with a worked example showing nothing is taxed twice.

21 August 2026 · 2 min · 2 sources
Plain English

The section 104 pool decides most of your crypto tax

What the section 104 pool is, how HMRC applies it to cryptoassets, and a worked example showing why your average cost matters more than your buy price.

21 August 2026 · 2 min · 1 source